At Home With Anjanette

If you’ve been waiting for interest rates to drop before buying a home you’re not alone. It’s one of the most common reasons families put their homeownership dreams on hold. But waiting could actually cost you more than buying today

High interest rates feel scary. But they’re not permanent and they’re not a dealbreaker. There are strategies we can explore including negotiating seller concessions toward closing costs that can make purchasing more affordable today. And remember you can always refinance when rates change. The saying in real estate is true fall in love with the house, not the rate.

Many buyers assume they need 20% down. The truth is there are loan programs available with as little as 3% down and down payment assistance programs that many first time buyers may qualify for. Talk to a lender early you may be closer to homeownership than you think.

Every month you pay rent you’re building someone else’s wealth. Every month you pay a mortgage you’re building yours. A home is financial security. It’s generational wealth. It’s the foundation your family stands on for decades.

Don’t let fear keep your family from something this powerful. If you’re ready to explore your options I’d love to have that conversation.

📲 707-410-8446 📍 Serving Northern California 🏡 eXp Realty DRE #02151877